{"id":36,"date":"2008-04-28T12:48:31","date_gmt":"2008-04-28T12:48:31","guid":{"rendered":"http:\/\/xn--lne-ula.priv.no\/l-o\/"},"modified":"2018-09-09T23:08:41","modified_gmt":"2018-09-09T21:08:41","slug":"l-o","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/finans\/l-o\/","title":{"rendered":"L &#8211; O"},"content":{"rendered":"<p>* <strong>L\u00e5netakst <\/strong>&#8211; Takst som danner grunnlaget for hvor mye banken vil l\u00e5ne deg til kj\u00f8p av eiendommen. L\u00e5netaksten er ofte 10-20 prosent lavere enn verditaksten.<br \/>\n* <strong>L\u00e5netermin <\/strong>&#8211; Den perioden du betaler renter og avdrag for. Du kan betale i m\u00e5nedlige terminer, men det kan ogs\u00e5 v\u00e6re kvartalsvise eller halv\u00e5rlige terminer.<br \/>\n* <strong>Likviditet <\/strong>&#8211; Muligheten til \u00e5 ha penger raskt tilgjengelig.<br \/>\n* <strong>Livssyklusfond <\/strong>&#8211; Fond som skal best\u00e5 et bestemt antall \u00e5r for s\u00e5 \u00e5 avvikles.<br \/>\n* <strong>L\u00f8nnskonto <\/strong>&#8211; En konto hvor l\u00f8nn, trygd og andre innbetalinger skjer. Minibankkort, eventuelt Visa-kort, er knyttet til l\u00f8nnskonto. Er i hovedsak det samme som en brukskonto.<br \/>\n* <strong>L\u00f8petid <\/strong>&#8211; En obligasjons varighet.<br \/>\n* <strong>Mobilbank <\/strong>&#8211; Mobilbank er en forenklet nettbankl\u00f8sning og kan brukes alle steder med mobiltelefondekning \u2013 ogs\u00e5 i utlandet.<br \/>\n* <strong>Nasjonale aksjefond<\/strong> &#8211; Aksjefond som normalt skal plassere minst 80 prosent av forvaltningskapitalen i aksjemarkedet i et bestemt land.<br \/>\n* <strong>Nedbetalingstid <\/strong>&#8211; Valg av nedbetalingstid p\u00e5virker de totale kostnadene du f\u00e5r p\u00e5 l\u00e5net. Jo lengre nedbetalingstid, jo h\u00f8yere blir de samlede renteutgiftene.<br \/>\n* <strong>Nominell rente<\/strong> &#8211; Den nominelle renten er den l\u00f8pende p\u00e5lydende renten i en bestemt periode, vanligvis ett \u00e5r.<br \/>\n* <strong>Norske kombinasjonsfond<\/strong> &#8211; Fond som normalt plasserer minst 80 prosent av forvaltningskapitalen i det norske aksje- og rentemarkedet.<br \/>\n* <strong>Obligasjon <\/strong>&#8211; En obligasjon er et bevis p\u00e5 at man har l\u00e5nt penger til stat, kommune eller store, meget kredittverdige selskaper, s\u00e6rlig store, offentlige virksomheter.<br \/>\n* <strong>Obligasjonsfond <\/strong>&#8211; Et obligasjonsfond plasserer pengene fra andelseierne i ulike l\u00e5nepapirer.<br \/>\n* <strong>Obligasjonsfond 0-2<\/strong> &#8211; Fond som vanligvis plasserer i forholdsvis korte renteb\u00e6rende papirer.<br \/>\n* <strong>Obligasjonsfond 2-4<\/strong> &#8211; Fond som vanligvis investerer i middels lange renteb\u00e6rende papirer.<br \/>\n* <strong>Obligasjonsfond 4+<\/strong> &#8211; Fond som vanligvis investerer i lange renteb\u00e6rende papirer<br \/>\n* <strong>Opsjonsdel <\/strong>&#8211; Den del av bankinnskudd med avkastning som kan gi gevinst.<br \/>\n* <strong>Overkurs <\/strong>&#8211; Hvis du innfrir fastrentel\u00e5net f\u00f8r rentebindingsperioden er utl\u00f8pt, kan det bli beregnet overkurs. Overkurs kalles i dag gjerne for rentetapserstatning.<br \/>\n<!--adsense--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>* L\u00e5netakst &#8211; Takst som danner grunnlaget for hvor mye banken vil l\u00e5ne deg til kj\u00f8p av eiendommen. L\u00e5netaksten er ofte 10-20 prosent lavere enn verditaksten. * L\u00e5netermin &#8211; Den perioden du betaler renter og avdrag for. Du kan betale i m\u00e5nedlige terminer, men det kan ogs\u00e5 v\u00e6re kvartalsvise eller halv\u00e5rlige terminer. * Likviditet &#8211; [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[125],"tags":[148],"class_list":["post-36","post","type-post","status-publish","format-standard","hentry","category-begreper","tag-lan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L - O &#187; WF Finans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/finans\/l-o\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L - O &#187; WF Finans\" \/>\n<meta property=\"og:description\" content=\"* L\u00e5netakst &#8211; Takst som danner grunnlaget for hvor mye banken vil l\u00e5ne deg til kj\u00f8p av eiendommen. 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