{"id":3861,"date":"2008-12-18T12:27:33","date_gmt":"2008-12-18T12:27:33","guid":{"rendered":"http:\/\/boliglaan.kansastubacrew.com\/?p=35"},"modified":"2018-09-09T23:10:17","modified_gmt":"2018-09-09T21:10:17","slug":"villalan","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/finans\/villalan\/","title":{"rendered":"Villal\u00e5n"},"content":{"rendered":"<p>Villal\u00e5n pleier \u00e5 \u00e5 deles opp i to deler &#8211; &#8211; bunnl\u00e5n og <a href=\"http:\/\/xn--lne-ula.priv.no\/guide-til-boliglan\/\">toppl\u00e5n<\/a>.<br \/> 75-85 prosent av husprisen kan man normalt f\u00e5 bunnl\u00e5n p\u00e5. De resterande 15-25 prosentene blir toppl\u00e5n til en rente som er noen prosent h\u00f8yere enn bunnl\u00e5nets. Dessuten er toppl\u00e5net alltid flytende, hvilket betyr at renten kan endres daglig.<\/p>\n<p>Det vanligste villal\u00e5net som tilbys er rett amortisering. Ved rett amortisering er amortiseringsbel\u00f8pet like stor hver m\u00e5ned i l\u00f8pet av hele l\u00e5netiden. Renten beregnes p\u00e5 restskylden. Derfor kommer et l\u00e5n med rett amortisering \u00e5 koste mindre hver gang du betaler av p\u00e5 l\u00e5net.<\/p>\n<p>Eksempel p\u00e5 rett amortisering:<\/p>\n<p>Hvis du l\u00e5ner 750 000 kroner til 7 prosents rente og tar et bunnl\u00e5n, kan det se ut s\u00e5 her:<br \/> F\u00f8rste inbetalning: 4 375: &#8211; (rente), 1 563: &#8211; (amortisering) = 5 938 kr\/ m\u00e5ned.<br \/> Etter 10 \u00e5r: 3 281: &#8211; (rente), 1 563: &#8211; (amortisering) = 4 844 kr\/ m\u00e5ned.<br \/> Etter 10 \u00e5r er den resterende skylden 562 500 kroner.<\/p>\n<p>Du kan velge \u00e5 ha amortiseringsfri i en periode. Det kan v\u00e6re verdi \u00e5 slippe amortisere p\u00e5 bunnl\u00e5net i begynnelsen og legge pengene p\u00e5 \u00e5 bli av med det dyre toppl\u00e5net i stedet.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Villal\u00e5n pleier \u00e5 \u00e5 deles opp i to deler &#8211; &#8211; bunnl\u00e5n og toppl\u00e5n. 75-85 prosent av husprisen kan man normalt f\u00e5 bunnl\u00e5n p\u00e5. De resterande 15-25 prosentene blir toppl\u00e5n til en rente som er noen prosent h\u00f8yere enn bunnl\u00e5nets. Dessuten er toppl\u00e5net alltid flytende, hvilket betyr at renten kan endres daglig. Det vanligste villal\u00e5net [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[54],"tags":[],"class_list":["post-3861","post","type-post","status-publish","format-standard","hentry","category-boliglan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Villal\u00e5n &#187; WF Finans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/finans\/villalan\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Villal\u00e5n &#187; WF Finans\" \/>\n<meta property=\"og:description\" content=\"Villal\u00e5n pleier \u00e5 \u00e5 deles opp i to deler &#8211; &#8211; bunnl\u00e5n og toppl\u00e5n. 75-85 prosent av husprisen kan man normalt f\u00e5 bunnl\u00e5n p\u00e5. De resterande 15-25 prosentene blir toppl\u00e5n til en rente som er noen prosent h\u00f8yere enn bunnl\u00e5nets. Dessuten er toppl\u00e5net alltid flytende, hvilket betyr at renten kan endres daglig. Det vanligste villal\u00e5net [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.webforumet.no\/finans\/villalan\/\" \/>\n<meta property=\"og:site_name\" content=\"WF Finans\" \/>\n<meta property=\"article:published_time\" content=\"2008-12-18T12:27:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-09-09T21:10:17+00:00\" \/>\n<meta name=\"author\" content=\"admin3\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skrevet av\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin3\" \/>\n\t<meta name=\"twitter:label2\" content=\"Ansl. lesetid\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minutt\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/\"},\"author\":{\"name\":\"admin3\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\"},\"headline\":\"Villal\u00e5n\",\"datePublished\":\"2008-12-18T12:27:33+00:00\",\"dateModified\":\"2018-09-09T21:10:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/\"},\"wordCount\":191,\"articleSection\":[\"Boligl\u00e5n\"],\"inLanguage\":\"nb-NO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/\",\"name\":\"Villal\u00e5n &#187; WF Finans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#website\"},\"datePublished\":\"2008-12-18T12:27:33+00:00\",\"dateModified\":\"2018-09-09T21:10:17+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/#breadcrumb\"},\"inLanguage\":\"nb-NO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/villalan\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Hjem\",\"item\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Villal\u00e5n\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#website\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/\",\"name\":\"WF Finans\",\"description\":\"Finansnyheter\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"nb-NO\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\",\"name\":\"admin3\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/author\\\/admin3\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Villal\u00e5n &#187; WF Finans","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.webforumet.no\/finans\/villalan\/","og_locale":"nb_NO","og_type":"article","og_title":"Villal\u00e5n &#187; WF Finans","og_description":"Villal\u00e5n pleier \u00e5 \u00e5 deles opp i to deler &#8211; &#8211; bunnl\u00e5n og toppl\u00e5n. 75-85 prosent av husprisen kan man normalt f\u00e5 bunnl\u00e5n p\u00e5. De resterande 15-25 prosentene blir toppl\u00e5n til en rente som er noen prosent h\u00f8yere enn bunnl\u00e5nets. Dessuten er toppl\u00e5net alltid flytende, hvilket betyr at renten kan endres daglig. Det vanligste villal\u00e5net [&hellip;]","og_url":"https:\/\/www.webforumet.no\/finans\/villalan\/","og_site_name":"WF Finans","article_published_time":"2008-12-18T12:27:33+00:00","article_modified_time":"2018-09-09T21:10:17+00:00","author":"admin3","twitter_card":"summary_large_image","twitter_misc":{"Skrevet av":"admin3","Ansl. lesetid":"1 minutt"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.webforumet.no\/finans\/villalan\/#article","isPartOf":{"@id":"https:\/\/www.webforumet.no\/finans\/villalan\/"},"author":{"name":"admin3","@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf"},"headline":"Villal\u00e5n","datePublished":"2008-12-18T12:27:33+00:00","dateModified":"2018-09-09T21:10:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.webforumet.no\/finans\/villalan\/"},"wordCount":191,"articleSection":["Boligl\u00e5n"],"inLanguage":"nb-NO"},{"@type":"WebPage","@id":"https:\/\/www.webforumet.no\/finans\/villalan\/","url":"https:\/\/www.webforumet.no\/finans\/villalan\/","name":"Villal\u00e5n &#187; WF Finans","isPartOf":{"@id":"https:\/\/www.webforumet.no\/finans\/#website"},"datePublished":"2008-12-18T12:27:33+00:00","dateModified":"2018-09-09T21:10:17+00:00","author":{"@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf"},"breadcrumb":{"@id":"https:\/\/www.webforumet.no\/finans\/villalan\/#breadcrumb"},"inLanguage":"nb-NO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.webforumet.no\/finans\/villalan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.webforumet.no\/finans\/villalan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Hjem","item":"https:\/\/www.webforumet.no\/finans\/"},{"@type":"ListItem","position":2,"name":"Villal\u00e5n"}]},{"@type":"WebSite","@id":"https:\/\/www.webforumet.no\/finans\/#website","url":"https:\/\/www.webforumet.no\/finans\/","name":"WF Finans","description":"Finansnyheter","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.webforumet.no\/finans\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"nb-NO"},{"@type":"Person","@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf","name":"admin3","url":"https:\/\/www.webforumet.no\/finans\/author\/admin3\/"}]}},"_links":{"self":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/3861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/comments?post=3861"}],"version-history":[{"count":1,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/3861\/revisions"}],"predecessor-version":[{"id":12996,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/3861\/revisions\/12996"}],"wp:attachment":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/media?parent=3861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/categories?post=3861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/tags?post=3861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}