{"id":4819,"date":"2011-05-04T13:48:37","date_gmt":"2011-05-04T13:48:37","guid":{"rendered":"http:\/\/xn--lne-ula.priv.no\/?p=4819"},"modified":"2018-09-21T15:12:10","modified_gmt":"2018-09-21T13:12:10","slug":"bilforsikring-sp%c3%b8rsmal-og-svar","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/","title":{"rendered":"Bilforsikring &#8211; sp\u00f8rsm\u00e5l og svar"},"content":{"rendered":"<p><strong>Sp\u00f8rsm\u00e5l:<\/strong><br \/>\nJeg har nylig blitt bileier, og skaffet meg en Audi 80 2.0E 1992mod. Veldig forn\u00f8yd med bilen, men har et par sp\u00f8rsm\u00e5l ang\u00e5ende forsikring.<br \/>\nJeg lot pappa ta seg av \u00e5 skaffe meg forsikring, og det endte opp med en ren ansvars forsikring fra Gjensidige.<br \/>\nHer betaler jeg altsa 9505 i \u00e5rspremie (dvs 7905 + 1600 i ungdumstillegg)<br \/>\nHer mente pappa at jeg bygde opp 20% bonus i \u00e5ret, samt at jeg skulle f\u00e5 tilbake noe rundt 7 &#8211; 8 tusen kroner om jeg kj\u00f8rte skadefritt i 5 \u00e5r. Forsikringen gjelder for 12000km i \u00e5ret.<br \/>\nJeg har lite erfaring med bilforsikringer men vet at noen kamerater har bilen sin registrert p\u00e5 faren sin og betaler mye mindre.<br \/>\nMen er det normalt \u00e5 betale 9505kr i \u00e5ret for ansvar n\u00e5r man er 18 \u00e5r? Dette er noe jeg stusset over, da jeg ikke ante at forsikring var en s\u00e5pass h\u00f8y sum.<br \/>\nEn kamerat har samme bil bare et \u00e5r eldre og med Quattro og har sin p\u00e5 faren og betaler 1200 i \u00e5ret for delkasko&#8230;<br \/>\n<strong>Svar:<\/strong><br \/>\nSynes 9505 var mye for bare ansvar jeg, men slik er det vell \u00e5 v\u00e6re ung med bil tenker jeg.<br \/>\nEr selv 19 \u00e5r, og har bilen min registrert p\u00e5 far. Tror det vil v\u00e6re det lureste om du er lysten p\u00e5 \u00e5 spare en del penger n\u00e5r det kommer til forsikring.<br \/>\n2000&#8243; Audi A4 b5 1,8t quattro betaler jeg 7300 i \u00e5ret p\u00e5.<br \/>\n20.000 i kj\u00f8relengde, fullkasko, leiebilavtale og med egen garasje.<br \/>\nHvis jeg skulle hatt samme forsikring p\u00e5 meg selv hadde jeg plassert meg tett under 20.000kr i \u00e5ret<br \/>\nGjensidige, mange sier at de er dyre. Men det finnes ogs\u00e5 selvf\u00f8lgelig en hel haug av andre selskaper \u00e5 velge mellom n\u00e5r det kommer til forsikring.<br \/>\nSkal si meg litt enig, men Gjensidige blir faktisk billig hvis du har flere forsikringer der fra f\u00f8r.<br \/>\nJeg setter heller bilen p\u00e5 min far, sparer litt penger menst jeg er i denne alderen, s\u00e5 tar det litt dyrere n\u00e5r jeg blir eldre. Da har jeg forh\u00e5pentligvis litt mer stabil inntekt, imotsettning til studentinntekt.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sp\u00f8rsm\u00e5l: Jeg har nylig blitt bileier, og skaffet meg en Audi 80 2.0E 1992mod. Veldig forn\u00f8yd med bilen, men har et par sp\u00f8rsm\u00e5l ang\u00e5ende forsikring. Jeg lot pappa ta seg av \u00e5 skaffe meg forsikring, og det endte opp med en ren ansvars forsikring fra Gjensidige. Her betaler jeg altsa 9505 i \u00e5rspremie (dvs 7905 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-4819","post","type-post","status-publish","format-standard","hentry","category-forsikring"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bilforsikring - sp\u00f8rsm\u00e5l og svar &#187; WF Finans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp\u00f8rsmal-og-svar\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bilforsikring - sp\u00f8rsm\u00e5l og svar &#187; WF Finans\" \/>\n<meta property=\"og:description\" content=\"Sp\u00f8rsm\u00e5l: Jeg har nylig blitt bileier, og skaffet meg en Audi 80 2.0E 1992mod. Veldig forn\u00f8yd med bilen, men har et par sp\u00f8rsm\u00e5l ang\u00e5ende forsikring. Jeg lot pappa ta seg av \u00e5 skaffe meg forsikring, og det endte opp med en ren ansvars forsikring fra Gjensidige. Her betaler jeg altsa 9505 i \u00e5rspremie (dvs 7905 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp\u00f8rsmal-og-svar\/\" \/>\n<meta property=\"og:site_name\" content=\"WF Finans\" \/>\n<meta property=\"article:published_time\" content=\"2011-05-04T13:48:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-09-21T13:12:10+00:00\" \/>\n<meta name=\"author\" content=\"admin3\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skrevet av\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin3\" \/>\n\t<meta name=\"twitter:label2\" content=\"Ansl. lesetid\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/\"},\"author\":{\"name\":\"admin3\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\"},\"headline\":\"Bilforsikring &#8211; sp\u00f8rsm\u00e5l og svar\",\"datePublished\":\"2011-05-04T13:48:37+00:00\",\"dateModified\":\"2018-09-21T13:12:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/\"},\"wordCount\":352,\"articleSection\":[\"Forsikring\"],\"inLanguage\":\"nb-NO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/\",\"name\":\"Bilforsikring - sp\u00f8rsm\u00e5l og svar &#187; WF Finans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#website\"},\"datePublished\":\"2011-05-04T13:48:37+00:00\",\"dateModified\":\"2018-09-21T13:12:10+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/#breadcrumb\"},\"inLanguage\":\"nb-NO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/bilforsikring-sp%c3%b8rsmal-og-svar\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Hjem\",\"item\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bilforsikring &#8211; sp\u00f8rsm\u00e5l og svar\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#website\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/\",\"name\":\"WF Finans\",\"description\":\"Finansnyheter\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"nb-NO\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\",\"name\":\"admin3\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/author\\\/admin3\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bilforsikring - sp\u00f8rsm\u00e5l og svar &#187; WF Finans","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp\u00f8rsmal-og-svar\/","og_locale":"nb_NO","og_type":"article","og_title":"Bilforsikring - sp\u00f8rsm\u00e5l og svar &#187; WF Finans","og_description":"Sp\u00f8rsm\u00e5l: Jeg har nylig blitt bileier, og skaffet meg en Audi 80 2.0E 1992mod. Veldig forn\u00f8yd med bilen, men har et par sp\u00f8rsm\u00e5l ang\u00e5ende forsikring. Jeg lot pappa ta seg av \u00e5 skaffe meg forsikring, og det endte opp med en ren ansvars forsikring fra Gjensidige. Her betaler jeg altsa 9505 i \u00e5rspremie (dvs 7905 [&hellip;]","og_url":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp\u00f8rsmal-og-svar\/","og_site_name":"WF Finans","article_published_time":"2011-05-04T13:48:37+00:00","article_modified_time":"2018-09-21T13:12:10+00:00","author":"admin3","twitter_card":"summary_large_image","twitter_misc":{"Skrevet av":"admin3","Ansl. lesetid":"2 minutter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/#article","isPartOf":{"@id":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/"},"author":{"name":"admin3","@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf"},"headline":"Bilforsikring &#8211; sp\u00f8rsm\u00e5l og svar","datePublished":"2011-05-04T13:48:37+00:00","dateModified":"2018-09-21T13:12:10+00:00","mainEntityOfPage":{"@id":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/"},"wordCount":352,"articleSection":["Forsikring"],"inLanguage":"nb-NO"},{"@type":"WebPage","@id":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/","url":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/","name":"Bilforsikring - sp\u00f8rsm\u00e5l og svar &#187; WF Finans","isPartOf":{"@id":"https:\/\/www.webforumet.no\/finans\/#website"},"datePublished":"2011-05-04T13:48:37+00:00","dateModified":"2018-09-21T13:12:10+00:00","author":{"@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf"},"breadcrumb":{"@id":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/#breadcrumb"},"inLanguage":"nb-NO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.webforumet.no\/finans\/bilforsikring-sp%c3%b8rsmal-og-svar\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Hjem","item":"https:\/\/www.webforumet.no\/finans\/"},{"@type":"ListItem","position":2,"name":"Bilforsikring &#8211; sp\u00f8rsm\u00e5l og svar"}]},{"@type":"WebSite","@id":"https:\/\/www.webforumet.no\/finans\/#website","url":"https:\/\/www.webforumet.no\/finans\/","name":"WF Finans","description":"Finansnyheter","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.webforumet.no\/finans\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"nb-NO"},{"@type":"Person","@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf","name":"admin3","url":"https:\/\/www.webforumet.no\/finans\/author\/admin3\/"}]}},"_links":{"self":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/4819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/comments?post=4819"}],"version-history":[{"count":1,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/4819\/revisions"}],"predecessor-version":[{"id":13283,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/4819\/revisions\/13283"}],"wp:attachment":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/media?parent=4819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/categories?post=4819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/tags?post=4819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}