{"id":4894,"date":"2011-05-10T11:13:16","date_gmt":"2011-05-10T09:13:16","guid":{"rendered":"http:\/\/xn--lne-ula.priv.no\/?p=4894"},"modified":"2018-09-09T23:11:30","modified_gmt":"2018-09-09T21:11:30","slug":"disponibelt-pa-konto-disponiblet-pa-kort","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/finans\/disponibelt-pa-konto-disponiblet-pa-kort\/","title":{"rendered":"disponibelt p\u00e5 konto &#8211; disponiblet p\u00e5 kort"},"content":{"rendered":"<p><strong>Sp\u00f8rsm\u00e5l:<\/strong><br \/>\nVar i minibanken her om dagen og s\u00e5 at postbanken hadde funnet p\u00e5 noe nytt. N\u00e5r man ber om saldo s\u00e5 kommer det opp to bel\u00f8p; et disponibelt p\u00e5 konto og et disponiblet p\u00e5 kort &#8211; hva er forskjellen?<br \/>\n<strong>Svar:<\/strong><br \/>\nDisponibelt p\u00e5 konto: hva du har p\u00e5 kontoen<br \/>\nDisponibelt p\u00e5 kort: hva du har igjen \u00e5 bruke p\u00e5 kortet. Det er et maks uttak der per uke.<br \/>\nEn minibank kan ha ulik bel\u00f8psgrense enn hva banken din har satt som bel\u00f8psgrense. Dette fordi minibanken skal ha (vil helst ha) dekning til \u00e5 betale ut penger til flere mennesker med bankkort, enn akkurat bare deg. Generelt er denne bel\u00f8psgrensen satt til 10.000 (9.900).<br \/>\nBanken kan ogs\u00e5 operere med ulik bel\u00f8psgrense for bruk i betalingsterminaler, de fleste banker har ogs\u00e5 satt denne til 10.000, mens noen banker opererer med en h\u00f8yere bel\u00f8psgrense (50.000) og gir rom for kunder som trenger en engangs h\u00f8yere bel\u00f8psgrense \u00e5 s\u00f8ke s\u00e6rskilt om dette (gi beskjed om at de \u00f8nsker dette ved for eksempel et stort engangskj\u00f8p).<br \/>\nVed uttak av penger fra konto i en bank heter det seg at en kunde kan forvente \u00e5 ta ut 10.000 uten \u00e5 s\u00f8ke om dette (gi beskjed p\u00e5 forh\u00e5nd). Bel\u00f8p over dette vil en bank veldig gjerne ha beskjed om slik at banken kan bestille bel\u00f8pet, og reservere dette til deg. I dag er det ugunstig for en bank \u00e5 ha store mengder kontanter liggende blant annet p\u00e5 grunn av forsikringer og ransfare. Dette betyr ikke at hvis banken har dekning til \u00e5 ta ut en stor sum fra en konto, s\u00e5 gj\u00f8r de ikke det. Poenget er at selv om du har dekning til et stort uttak p\u00e5 egen konto, s\u00e5 m\u00e5 ogs\u00e5 banken ha dekning til \u00e5 gi deg s\u00e5 mye penger.<br \/>\nDu kan forvente \u00e5 f\u00e5 ta ut s\u00e5 mye penger du har dekning til, men du kan ikke forvente \u00e5 f\u00e5 et stort uttak p\u00e5 n\u00f8dvendigvis samme dag som du er i minibanken eller i banken (med mindre du har bestilt uttaket fra banken i forveien).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sp\u00f8rsm\u00e5l: Var i minibanken her om dagen og s\u00e5 at postbanken hadde funnet p\u00e5 noe nytt. N\u00e5r man ber om saldo s\u00e5 kommer det opp to bel\u00f8p; et disponibelt p\u00e5 konto og et disponiblet p\u00e5 kort &#8211; hva er forskjellen? Svar: Disponibelt p\u00e5 konto: hva du har p\u00e5 kontoen Disponibelt p\u00e5 kort: hva du har [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[282,9],"tags":[],"class_list":["post-4894","post","type-post","status-publish","format-standard","hentry","category-bank","category-kredittkort"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>disponibelt p\u00e5 konto - disponiblet p\u00e5 kort &#187; WF Finans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/finans\/disponibelt-pa-konto-disponiblet-pa-kort\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"disponibelt p\u00e5 konto - disponiblet p\u00e5 kort &#187; WF Finans\" \/>\n<meta property=\"og:description\" content=\"Sp\u00f8rsm\u00e5l: Var i minibanken her om dagen og s\u00e5 at postbanken hadde funnet p\u00e5 noe nytt. N\u00e5r man ber om saldo s\u00e5 kommer det opp to bel\u00f8p; et disponibelt p\u00e5 konto og et disponiblet p\u00e5 kort &#8211; hva er forskjellen? 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