{"id":5436,"date":"2011-06-25T09:07:44","date_gmt":"2011-06-25T09:07:44","guid":{"rendered":"http:\/\/xn--lne-ula.priv.no\/?p=5436"},"modified":"2018-09-09T23:12:09","modified_gmt":"2018-09-09T21:12:09","slug":"ikke-ha-utestaende-belop-pa-kredittkortet","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/","title":{"rendered":"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet"},"content":{"rendered":"

Unders\u00f8kelser viser at 50 prosent av alle som har et kredittkort ikke betaler sine regninger i tide. Mer enn 40 prosent av folk med kredittkort sier at de ikke kjenner renten p\u00e5 sine kort. Tenk deg at du har utest\u00e5ende kreditt p\u00e5 5000 norske kroner fra m\u00e5ned til m\u00e5ned. Det koster deg 900 kroner i renter i \u00e5ret hvis du har et kredittkort uten \u00e5rlig avgift og en rente p\u00e5 18 prosent. Men mange kredittkort har \u00e5rlige avgifter, spesielt gullkort med fristende bel\u00f8nninger i form av et «cashback»-system.<\/p>\n

Du lurer deg selv n\u00e5r du stykker opp gjelden din p\u00e5 flere kredittkort<\/a>. Det er bedre \u00e5 ha hele det utest\u00e5ende bel\u00f8pet i ett kredittkort slik at du vet n\u00f8yaktig hva du skylder. Du vil ha en m\u00e5te \u00e5 overv\u00e5ke din gjeld p\u00e5 og ikke la den komme ut av kontroll.<\/p>\n

Her er noen tegn p\u00e5 at du sliter litt med kredittkortbruken din:<\/p>\n

– Du mangler en betaling eller er bak forfallsdatoen.<\/p>\n

– Du er n\u00e6r kredittgrensen p\u00e5 de fleste av kortene dine.<\/p>\n

– Du vet ikke hvor mye du skylder.<\/p>\n

– Du bekymrer deg mye om den personlige \u00f8konomien din.<\/p>\n

Det er p\u00e5 tide \u00e5 ta dine \u00f8konomiske problemer p\u00e5 alvor. Et kredittkort kan v\u00e6re et fantastisk hjelpemiddel for \u00e5 l\u00e5ne penger, men bankene gj\u00f8r seg rike p\u00e5 at folk ikke betaler og har utest\u00e5ende bel\u00f8p. Her er noen tips for \u00e5 hjelpe deg ut av tr\u00f8bbel.<\/p>\n

– V\u00e6r \u00e6rlig med deg selv. Gj\u00f8r en fullstendig analyse av alle gjeld, renter og vilk\u00e5r.<\/p>\n

– Bestem hvor mye penger du kan bruke til \u00e5 nedbetale gjelden hver m\u00e5ned.<\/p>\n

– Vurdere \u00e5 selge investeringer eller eiendom\/materielle ting for \u00e5 betale gjeld med h\u00f8y rente.<\/p>\n

– Betal minimumsbel\u00f8pet p\u00e5 hvert kort. Klipp kredittkortet eller kredittkortene dine i to.<\/p>\n","protected":false},"excerpt":{"rendered":"

Unders\u00f8kelser viser at 50 prosent av alle som har et kredittkort ikke betaler sine regninger i tide. Mer enn 40 prosent av folk med kredittkort sier at de ikke kjenner renten p\u00e5 sine kort. Tenk deg at du har utest\u00e5ende kreditt p\u00e5 5000 norske kroner fra m\u00e5ned til m\u00e5ned. Det koster deg 900 kroner i […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[437,9],"tags":[],"class_list":["post-5436","post","type-post","status-publish","format-standard","hentry","category-gjeld-2","category-kredittkort"],"yoast_head":"\nIkke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet » WF Finans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet » WF Finans\" \/>\n<meta property=\"og:description\" content=\"Unders\u00f8kelser viser at 50 prosent av alle som har et kredittkort ikke betaler sine regninger i tide. Mer enn 40 prosent av folk med kredittkort sier at de ikke kjenner renten p\u00e5 sine kort. Tenk deg at du har utest\u00e5ende kreditt p\u00e5 5000 norske kroner fra m\u00e5ned til m\u00e5ned. Det koster deg 900 kroner i […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/\" \/>\n<meta property=\"og:site_name\" content=\"WF Finans\" \/>\n<meta property=\"article:published_time\" content=\"2011-06-25T09:07:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-09-09T21:12:09+00:00\" \/>\n<meta name=\"author\" content=\"admin3\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skrevet av\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin3\" \/>\n\t<meta name=\"twitter:label2\" content=\"Ansl. lesetid\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/\"},\"author\":{\"name\":\"admin3\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\"},\"headline\":\"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet\",\"datePublished\":\"2011-06-25T09:07:44+00:00\",\"dateModified\":\"2018-09-09T21:12:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/\"},\"wordCount\":315,\"articleSection\":[\"Gjeld\",\"Kredittkort\"],\"inLanguage\":\"nb-NO\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/\",\"name\":\"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet » WF Finans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#website\"},\"datePublished\":\"2011-06-25T09:07:44+00:00\",\"dateModified\":\"2018-09-09T21:12:09+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/#breadcrumb\"},\"inLanguage\":\"nb-NO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/ikke-ha-utestaende-belop-pa-kredittkortet\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Hjem\",\"item\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#website\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/\",\"name\":\"WF Finans\",\"description\":\"Finansnyheter\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"nb-NO\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/#\\\/schema\\\/person\\\/772e8a24610a98ede823a0fdd3db11cf\",\"name\":\"admin3\",\"url\":\"https:\\\/\\\/www.webforumet.no\\\/finans\\\/author\\\/admin3\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet » WF Finans","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/","og_locale":"nb_NO","og_type":"article","og_title":"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet » WF Finans","og_description":"Unders\u00f8kelser viser at 50 prosent av alle som har et kredittkort ikke betaler sine regninger i tide. Mer enn 40 prosent av folk med kredittkort sier at de ikke kjenner renten p\u00e5 sine kort. Tenk deg at du har utest\u00e5ende kreditt p\u00e5 5000 norske kroner fra m\u00e5ned til m\u00e5ned. Det koster deg 900 kroner i […]","og_url":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/","og_site_name":"WF Finans","article_published_time":"2011-06-25T09:07:44+00:00","article_modified_time":"2018-09-09T21:12:09+00:00","author":"admin3","twitter_card":"summary_large_image","twitter_misc":{"Skrevet av":"admin3","Ansl. lesetid":"2 minutter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/#article","isPartOf":{"@id":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/"},"author":{"name":"admin3","@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf"},"headline":"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet","datePublished":"2011-06-25T09:07:44+00:00","dateModified":"2018-09-09T21:12:09+00:00","mainEntityOfPage":{"@id":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/"},"wordCount":315,"articleSection":["Gjeld","Kredittkort"],"inLanguage":"nb-NO"},{"@type":"WebPage","@id":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/","url":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/","name":"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet » WF Finans","isPartOf":{"@id":"https:\/\/www.webforumet.no\/finans\/#website"},"datePublished":"2011-06-25T09:07:44+00:00","dateModified":"2018-09-09T21:12:09+00:00","author":{"@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf"},"breadcrumb":{"@id":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/#breadcrumb"},"inLanguage":"nb-NO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.webforumet.no\/finans\/ikke-ha-utestaende-belop-pa-kredittkortet\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Hjem","item":"https:\/\/www.webforumet.no\/finans\/"},{"@type":"ListItem","position":2,"name":"Ikke ha utest\u00e5ende bel\u00f8p p\u00e5 kredittkortet"}]},{"@type":"WebSite","@id":"https:\/\/www.webforumet.no\/finans\/#website","url":"https:\/\/www.webforumet.no\/finans\/","name":"WF Finans","description":"Finansnyheter","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.webforumet.no\/finans\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"nb-NO"},{"@type":"Person","@id":"https:\/\/www.webforumet.no\/finans\/#\/schema\/person\/772e8a24610a98ede823a0fdd3db11cf","name":"admin3","url":"https:\/\/www.webforumet.no\/finans\/author\/admin3\/"}]}},"_links":{"self":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/5436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/comments?post=5436"}],"version-history":[{"count":1,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/5436\/revisions"}],"predecessor-version":[{"id":13527,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/posts\/5436\/revisions\/13527"}],"wp:attachment":[{"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/media?parent=5436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/categories?post=5436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.webforumet.no\/finans\/wp-json\/wp\/v2\/tags?post=5436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}