{"id":5773,"date":"2011-09-02T11:53:19","date_gmt":"2011-09-02T09:53:19","guid":{"rendered":"http:\/\/xn--lne-ula.priv.no\/?p=5773"},"modified":"2018-09-09T23:12:40","modified_gmt":"2018-09-09T21:12:40","slug":"bor-man-gi-tenaringer-kredittkort","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/finans\/bor-man-gi-tenaringer-kredittkort\/","title":{"rendered":"B\u00f8r man gi ten\u00e5ringer kredittkort?"},"content":{"rendered":"<p>Det synes \u00e5 v\u00e6re en stigende trend i ten\u00e5rene \u00e5 bruke sine egne kreditt- \/ debetkort. Denne trenden bringer to sp\u00f8rsm\u00e5l p\u00e5 banen for de aller fleste med en viss \u00f8konomisk forst\u00e5else: Er det klokt \u00e5 gi ten\u00e5ringer et kredittkort? Og er det noe alle ten\u00e5ringer gj\u00f8r?<\/p>\n<p>I en meningsm\u00e5ling viste det seg at rundt 10 % av alle norske barn under 13 \u00e5r hadde sitt eget kredittkort. Studentene var i alderen 13-18 hadde naturligvis en st\u00f8rre del av folkene et kredittkort. Av at 11%, uttalte flertallet av dem (81,7%) at de betalte hele saldoen i sin helhet p\u00e5 slutten av hver m\u00e5ned.<\/p>\n<p>Kredittkortselskaper som Visa tilbyr forh\u00e5ndsbetalt Visa-kort for ten\u00e5ringer. Visa kaller dette et kraftig \u00f8konomisk pedagogisk redskap. Det er sikrere enn kontanter, praktisk, og gir mulighet for foreldrekontroll ved \u00e5 spore ten\u00e5ringenes kj\u00f8p online. Mange ten\u00e5ringer drar nytte av kredittkort fordi det gir mulighet for selvstendighet, fleksibilitet (hvert sted som godtar Visa debetkort aksepterer kredittkort), det er smartere enn penger fordi det gir ten\u00e5ringer verkt\u00f8y for \u00e5 l\u00e6re finansielt ansvar.<\/p>\n<p>For alle fordelene nevnt ovenfor, vil det koste foreldrene (eller hvem som betaler regningen)ingenting \u00e5 sette opp kontoen. Det er som regel atten \u00e5rs aldersgrense p\u00e5 \u00e5 \u00e5pne en kredittkortkonto i Norge og skaffe seg et kredittkort, men dette varierer veldig. <\/p>\n<p>Hva er mer fleksibelt enn kontanter? Det er akseptert ganske overalt. Det er et stort \u00f8konomisk og pedagogisk redskap. Kontanter l\u00e6rer deg en kald leksjon i budsjettering &#8211; enten har nok eller s\u00e5 har du det ikke. Det er ganske vanskelig for en ten\u00e5ring \u00e5 g\u00e5 inn i et kj\u00f8pesenter med kontanter og bruke mer enn det du har. La oss innse det. Med kredittkort kan det koste en forelder litt penger n\u00e5r en ten\u00e5ring g\u00e5r over kortgrensen.<\/p>\n<p>Ikke misforst\u00e5. Det er mange modne og \u00f8konomisk troverdige ten\u00e5ringer som ansvarlig bruker et kredittkort p\u00e5 en god m\u00e5te. Du m\u00e5 selv finne ut om det vil l\u00f8nne seg \u00e5 gi ten\u00e5ringen din et kredittkort.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Det synes \u00e5 v\u00e6re en stigende trend i ten\u00e5rene \u00e5 bruke sine egne kreditt- \/ debetkort. Denne trenden bringer to sp\u00f8rsm\u00e5l p\u00e5 banen for de aller fleste med en viss \u00f8konomisk forst\u00e5else: Er det klokt \u00e5 gi ten\u00e5ringer et kredittkort? Og er det noe alle ten\u00e5ringer gj\u00f8r? I en meningsm\u00e5ling viste det seg at rundt [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-5773","post","type-post","status-publish","format-standard","hentry","category-kredittkort"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>B\u00f8r man gi ten\u00e5ringer kredittkort? &#187; WF Finans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/finans\/bor-man-gi-tenaringer-kredittkort\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"B\u00f8r man gi ten\u00e5ringer kredittkort? &#187; WF Finans\" \/>\n<meta property=\"og:description\" content=\"Det synes \u00e5 v\u00e6re en stigende trend i ten\u00e5rene \u00e5 bruke sine egne kreditt- \/ debetkort. 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