{"id":7023,"date":"2012-06-25T16:19:20","date_gmt":"2012-06-25T14:19:20","guid":{"rendered":"http:\/\/xn--lne-ula.priv.no\/?p=7023"},"modified":"2018-09-09T23:12:32","modified_gmt":"2018-09-09T21:12:32","slug":"lanesoknaden-mote-i-banken","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/finans\/lanesoknaden-mote-i-banken\/","title":{"rendered":"L\u00e5nes\u00f8knaden, m\u00f8te i banken"},"content":{"rendered":"<p>Har man funnet dr\u00f8mmeboligen og \u00f8nsker \u00e5 legge inn bud, er det viktig \u00e5 ha en <a href=\"http:\/\/xn--lne-ula.priv.no\/ya-bank-forbrukslan-1\/\">bankgaranti<\/a> klar p\u00e5 forh\u00e5nd. \u00c5 budgi uten \u00e5 ha finansieringen under kontroll kan bli en dyr aff\u00e6re.<br \/>\nAller f\u00f8rst m\u00e5 man kontakte banken og be om et m\u00f8te, fortell gjerne at det dreier seg om et l\u00e5n, og hva det eventuelt skal brukes til. Deretter er det tre viktige detaljer som m\u00e5 ordnes, det er dokumentasjon, dokumentasjon og dokumentasjon. Her er det om \u00e5 f\u00e5 s\u00e5 mye p\u00e5 papiret som det er mulig \u00e5 f\u00e5, og alt av inntekter og utgifter m\u00e5 forevises.<br \/>\nL\u00f8nnslipper, ansettelseskontrakter, andre inntekter, formue, bankinnskudd, verdier p\u00e5 eiendommer med mere for \u00e5 vise hva man har av inntekter. Andre l\u00e5nepapirer, forsikringer, personlig forbruk, husholdningsbudsjett og andre utgifter for \u00e5 vise balansen mellom inntekter og utgifter, og avslutningsvis et sammendrag som konkluderer med hvordan l\u00e5net er tiltenkt tilbakebetalt. Alt skal med i en <a href=\"http:\/\/xn--lne-ula.priv.no\/lan-uten-sikkerhet-onsker-du-lan-uten-sikkerhet\/\">l\u00e5nes\u00f8knad<\/a>.<br \/>\nHer er det ogs\u00e5 viktig \u00e5 ta h\u00f8yde for eventuelle renteendringer og andre uforutsette hendelser som kan p\u00e5virke betalingsevnen. En gjeldsforsikring kan ogs\u00e5 v\u00e6re lurt \u00e5 inkludere.<br \/>\nTenk ogs\u00e5 n\u00f8ye gjennom alle tenkelige og utenkelige sp\u00f8rsm\u00e5l som kan dukke opp under samtalen og still forberedt. Selv om det teoretisk ikke skal ha noen praktisk betydning, kan det v\u00e6re en fordel \u00e5 kle seg formelt i forhold til situasjonen.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Har man funnet dr\u00f8mmeboligen og \u00f8nsker \u00e5 legge inn bud, er det viktig \u00e5 ha en bankgaranti klar p\u00e5 forh\u00e5nd. \u00c5 budgi uten \u00e5 ha finansieringen under kontroll kan bli en dyr aff\u00e6re. Aller f\u00f8rst m\u00e5 man kontakte banken og be om et m\u00f8te, fortell gjerne at det dreier seg om et l\u00e5n, og hva [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[54,16],"tags":[],"class_list":["post-7023","post","type-post","status-publish","format-standard","hentry","category-boliglan","category-lan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L\u00e5nes\u00f8knaden, m\u00f8te i banken &#187; WF Finans<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/finans\/lanesoknaden-mote-i-banken\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u00e5nes\u00f8knaden, m\u00f8te i banken &#187; WF Finans\" \/>\n<meta property=\"og:description\" content=\"Har man funnet dr\u00f8mmeboligen og \u00f8nsker \u00e5 legge inn bud, er det viktig \u00e5 ha en bankgaranti klar p\u00e5 forh\u00e5nd. \u00c5 budgi uten \u00e5 ha finansieringen under kontroll kan bli en dyr aff\u00e6re. 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