{"id":4440,"date":"2014-05-23T23:11:47","date_gmt":"2014-05-23T21:11:47","guid":{"rendered":"http:\/\/www.webforumet.no\/nytte\/?p=4440"},"modified":"2016-08-12T14:43:32","modified_gmt":"2016-08-12T12:43:32","slug":"spar-penger-pa-boligen-10-gode-tips","status":"publish","type":"post","link":"https:\/\/www.webforumet.no\/nytte\/spar-penger-pa-boligen-10-gode-tips\/","title":{"rendered":"Spar penger p\u00e5 boligen – 10 gode tips"},"content":{"rendered":"

Du har mange forskjellige muligheter for \u00e5 spare massevis av penger p\u00e5 boligen din. Vi har samlet 10 gode tips.<\/p>\n

Betal avdrag p\u00e5 l\u00e5net ditt, mens renten er lav. Jo mer du kan nedbetale p\u00e5 l\u00e5net mens renten er lav, jo mindre skal du betale n\u00e5r renten stiger fordi du da skal betale renter av et lavere bel\u00f8p. Desto lavere gjelden din er i forhold til boligens verdi, jo mindre er kostnadene dine til banken ogs\u00e5 i form av mindre rente og avdrag.<\/p>\n

Sett deg inn i bolig\u00f8konomien din. Boligen er ofte det du betaler mest for, men de fleste boligeierne bruker lite tid p\u00e5 \u00e5 sette seg inn i hvordan deres l\u00e5n og \u00f8konomi henger sammen. Bruk tid p\u00e5 \u00e5 sette deg inn i hvordan bolig\u00f8konomien din er satt sammen, og legg en plan. S\u00f8k evt. r\u00e5dgivning<\/a>.<\/p>\n

Pass p\u00e5 kostnader ved boligl\u00e5n. Du kan spare mye p\u00e5 \u00e5 legge om l\u00e5net ditt, men det er ogs\u00e5 noen kostnader forbundet med det.<\/p>\n

Energirenov\u00e9r huset ditt<\/strong>
\nEn tommelfingerregel sier at det kan l\u00f8nne seg \u00e5 energirenovere hvis varmeregningen din er over 15.000 kr. i \u00e5ret i et hus fra f\u00f8r 1980 eller over 10.000 kr. i et hus bygget etter 1980. Med stigende priser p\u00e5 elektrisitet kan det v\u00e6re mye penger \u00e5 hente, og dessuten f\u00e5r du et bedre inneklima hvor du f.eks. kan slippe trekk. Etterisolering l\u00f8nner seg ofte.<\/p>\n

Les om isolering av hus<\/a> | Ruter og vinduer \u2013 effektive energitips<\/a><\/p>\n

F\u00e5 tilskudd til boligforbedringer<\/strong>
\nUnders\u00f8k om du kan f\u00e5 tilskudd f\u00f8r du g\u00e5r i gang med \u00e5 endre boligen din.<\/p>\n

Unng\u00e5 skader etter d\u00e5rlig v\u00e6re<\/strong>
\nFlere voldsomme skybrudd har kostet boligeierne dyrt, men det kan la seg gj\u00f8re \u00e5 unng\u00e5 skader hvis du forebygger. Du b\u00f8r ta en sjekk av boligen din slik at du vet hva du skal gj\u00f8re hvis boligen din st\u00e5r i fare for \u00e5 bli oversv\u00f8mt.<\/p>\n

Lag en vedlikeholdsplan<\/strong>
\nDet er billigere \u00e5 forebygge enn \u00e5 helbrede. Lag derfor, eller f\u00e5 laget, en vedlikeholdsplan for boligen din slik at du f\u00e5r gjort de viktigste tingene f\u00f8rst, f\u00f8r de utvikler seg til dyre skader. Vedlikehold huset ditt fortl\u00f8pende – husk f.eks. \u00e5 male utvendig treverk.<\/p>\n

Sjekk huset ditt for skader<\/strong>
\nSjekk f.eks. om det er m\u00f8rke flekker eller fukt p\u00e5 vegger og tak, fuktige murer eller yttervegger og revner. Finn ut hvordan skadene har oppst\u00e5tt slik at du unng\u00e5r nye, og reparer skadene f\u00f8r de utvikler seg.<\/p>\n

Spar p\u00e5 elektrisitet og vann<\/strong>
\nDu kan spare massevis av penger p\u00e5 elektrisitet og vann. Ved f.eks. \u00e5 sl\u00e5 av apparater som st\u00e5r p\u00e5 standby, og bruke LED-lys eller sparep\u00e6rer kan du raskt spare mer enn 1000 kr. i \u00e5ret. Du b\u00f8r ogs\u00e5 sjekke om du kan spare ved \u00e5 skifte str\u00f8mselskap. Installer en sparedusj og skift ut ditt gamle toalett med et nytt. Fiks toalett som renner og en dryppende kraner.<\/p>\n

Les mer: Effektive energir\u00e5d<\/a><\/p>\n

Sjekk bankkonti og forsikringer. Du kan ofte spare penger ved \u00e5 skifte banker eller forsikringsselskap.<\/p>\n

Les ogs\u00e5: Refinansiering og bankbytte<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Du har mange forskjellige muligheter for \u00e5 spare massevis av penger p\u00e5 boligen din. Vi har samlet 10 gode tips. Betal avdrag p\u00e5 l\u00e5net ditt, mens renten er lav. Jo mer du kan nedbetale p\u00e5 l\u00e5net mens renten er lav, jo mindre skal du betale n\u00e5r renten stiger fordi du da skal betale renter av […]<\/p>\n","protected":false},"author":1,"featured_media":4442,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":["post-4440","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-okonomi"],"yoast_head":"\n>> Spar penger p\u00e5 boligen - 10 gode tips <<<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.webforumet.no\/nytte\/spar-penger-pa-boligen-10-gode-tips\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\">> Spar penger p\u00e5 boligen - 10 gode tips <<\" \/>\n<meta property=\"og:description\" content=\"Du har mange forskjellige muligheter for \u00e5 spare massevis av penger p\u00e5 boligen din. Vi har samlet 10 gode tips. Betal avdrag p\u00e5 l\u00e5net ditt, mens renten er lav. 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